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105-E Offshore situation 2007 : Offshores & Mortgages
103-E Mortgages : Offshores & Mortgages
109-E Buying, Selling & Cost 2008 : Buying & Selling
104-E Changing offshore taxation : Offshores & Mortgages
100-E Realestate-Algarve : Home
101-E Business profile : About Us
118-E Building & Architects : Building
107-E Education in Portugal : Education
106-E Tax on Rental Income : Taxation & Succession
120-E Building restrictions in Portugal : Building
110-E SZA-Homecare : Health
114-E Long term property rentals : Letting and Rentals
116-E Tax evation & Tax planning : Taxation & Succession
121-E New tax reforms on realestate : Taxation & Succession
111-E Tax on Rental Income : Taxation & Succession
115-E AFPOP : General
117-E Architects : Building
119-E Project Management : Building
122-E Buying or Building : Building
123-E New property tax laws 2004 : Taxation & Succession
124 E Other mortgages : Offshores & Mortgages
134-E Fiscal Representation : Taxation & Succession
112-E Taxation in Portugal : Taxation & Succession
144-E Letting your property in Portugal : Letting and Rentals
142-E Legalisation of illegal buildings : Building
145-E Property licening : News letters
145-E Reversed mortgages : Offshores & Mortgages
146-E Newsletter March 2006 - 1 : News letters
147-E Newsletter March 2006 - 2 : News letters
150-E Newsletter March 3 : News letters
151-E Newsletter April 1 Rentals : News letters
152-E Newsletter 2 April 2006 : News letters
153-E Rentals license - the total picture : Letting and Rentals
100-E About Realestate Algarve 2006 : About Us
154-E Property Management : Property Management
155-E Again about rentals. : News letters
156-E Rentals and no progress : News letters
157-E Fiscal Number : Taxation & Succession
158-E Possible change in off-shore taxation : Offshores & Mortgages
159-E New Residency Laws : General
190-E Short term rentals : Letting and Rentals
160-E Documents needed for title Deed (Escritura) : Buying & Selling
161-E Development control : Building
162-E Capital Gains again : Taxation & Succession
164-E Tax on Expatriates : Taxation & Succession
165-E Hunting : Miscellaneous
166-E Villa licensing and no progress : Letting and Rentals
167-E Algarve Resident Feb. 2007 : News letters
168-E ReAct Discretionary Trust : Taxation & Succession
169-E Off-Shores and Trusts : Offshores & Mortgages
170-E Reverse home schemes : Offshores & Mortgages
171-E April 2007 : Letting and Rentals
172-E Tax Amnersty for British off-shore accounth : Taxation & Succession
173-E Off-Shore Bank accounts : Taxation & Succession
174-E Short-term holiday letting : Letting and Rentals
175-E Property Management Agreement : Property Management
176-E Equity release schemes : Offshores & Mortgages
177-E Holiday let licening : Letting and Rentals
178-E English inheritance tax : Taxation & Succession
179-E Holiday lets and Rental Income : Letting and Rentals
180-E Buying off-plan : Buying & Selling
181-E Setting up a company : Business structures in Portugal
182-E Calculation C.G.T. : Taxation & Succession
183-E Trusts : Offshores & Mortgages
184-E Tax retuns (IRS) 2007 : Taxation & Succession
185-E New Road Tax : Taxation & Succession
186-E Driving license renewal : General
187-E Valuations : General
188-E New Tourist Rental License : Letting and Rentals
189-E New Car tax system 2008 : Taxation & Succession

009-D Thuiszorg in de Algarve : Gezondheid & Soc.Verzekeringen
014-D Sociale Verzekeringen : Gezondheid & Soc.Verzekeringen
019-D Bouwbeperkingen in de Algarve : Bouwen
011-D AWBZ : Gezondheid & Soc.Verzekeringen
001-D Over Ons : Algemeen
004-D Makelaardij in Portugal : Algemeen
003-D Hypotheken in Portugal : Offshore & Hypotheken
005-D Belastingen in Portugal 2005 : Belastingen & Erfrecht
008-D Veranderingen in offshore per 1/1/02 : Offshore & Hypotheken
015-D Kwalitatief Marktonderzoek : Belastingen & Erfrecht
013-D Ziektekosten verzekering : Gezondheid & Soc.Verzekeringen
017-D Kopen en Wonen in Portugal : Algemeen
018-D Bouwbegeleiding : Bouwen
007-D A.F.P.O.P. : Diversen
009-D Kopen en verkopen & kosten : Algemeen
024-D Nieuw Nederlands belastingstelsel : Belastingen & Erfrecht
000-D Realestate-Algarve : Home
020-D Verbouwen van een boerderij : Bouwen
036-D December 2002 : Nieuws uit de kranten
025-D Veranderingen in makelaardij : Algemeen
002-D Makelaars in Portugal : Algemeen
023-D Huren voor een langere termijn : Huur en Verhuur
012-D Belastingontduiking & Belastingplanning : Belastingen & Erfrecht
016-D Veranderingen in belasting onr. goed per 1-1 : Belastingen & Erfrecht
027-D Nieuwe belastingwetgeving 2004 Patrimonium : Belastingen & Erfrecht
003-D Hypotheek Info RABO : Offshore & Hypotheken
028-D Buitenlandse spaartegoeden per 1-1-2005 : Belastingen & Erfrecht
029-D Inkomstenbelasting of I.R.S. : Belastingen & Erfrecht
030-D Belasting vertegenwoordiging : Belastingen & Erfrecht
031-D Nieuwe makelaardij wetgeving : Makelaardij
032-D Ficha Tecnica de Habitação : Bouwen
033-D I.M.I. - Onroerende zaak belasting : Belastingen & Erfrecht
037-D Uitwisseling gegevens rentetegoeden : Belastingen & Erfrecht
035-D Erfrecht procedure : Belastingen & Erfrecht
036-D Naheffing in SISA : Belastingen & Erfrecht
038-D Vermogenswinstbelasting : Belastingen & Erfrecht
039-D Het Nieuwe Nederlandse Erfrecht : Belastingen & Erfrecht
041-D Sociale lasten onafhankelijke werkers : Gezondheid & Soc.Verzekeringen
042-D Legalisatie illegale bouw : Bouwen
043-D Een eigen bedrijf in Portugal : Zakenlijk
044-D Verhuur van Uw huis in Portugal : Huur en Verhuur
045-D Aangifte inkomsten uit werkbetrekking : Belastingen & Erfrecht
046-D Belastingaangifte uit arbeid : Belastingen & Erfrecht
047-D Wie is belastingplichtig in Portugal : Belastingen & Erfrecht
048-D Nieuwe Huurwet 2006 : Huur en Verhuur
049-D Overlijdensakte : Gezondheid & Soc.Verzekeringen
051-D Is een off-shore nog de moeite waard? : Offshore & Hypotheken
052-D Wat te doen indien U nog een off-shore heeft : Offshore & Hypotheken
053-D Maken van testament en echtscheiding. : Belastingen & Erfrecht
062-D Vermogenswinstbelasting in Spanje : Belastingen & Erfrecht
063-D Medische behandeling in Nederland : Gezondheid & Soc.Verzekeringen
064-D Korte termijn verhuur : Huur en Verhuur
054-D Aftrekbare medische kosten voor IRS : Belastingen & Erfrecht
005-D Belasting en Erfrecht 2006 : Belastingen & Erfrecht
055-D Niet of te late betaling van belastingen : Belastingen & Erfrecht
056-D AOW & ANW uitkeringen : Gezondheid & Soc.Verzekeringen
057-D Afhandeling erfenis in Portugal : Belastingen & Erfrecht
058-D Huishoudelijk Personeel : Personeel
059-D Witwassen geld : Belastingen & Erfrecht
060-D Vermogenswinst belasting in EG : Belastingen & Erfrecht
061-D Schenken aan kinderen : Belastingen & Erfrecht

email article print article117-E Architects

When you have decided that you want to have your own house built, and after having selected the right plot of land or farm house to build it on, you will need an architect to make your dream come through. This in fact is a very important decision, as a working relation with an architect is something like a love affair; it has to click. You both have to work out and create the house of your dreams.

Choose a professional architect on the basis of examples of his previous work or on the recommendation of others who have used him. Make sure that you choose an architect who can communicate with you directly in a language you understand as it is the smallest of details that matter. Request a detailed quotation for all the sketches, calculations, finished plans and supervisory work you will require from the architect from start to finish.

Architect charge a professional fee and are supposed to provide a similar job. Like in many other countries their maximum fees are fixed by their organisation or by law. In Portugal their activities are ruled by Law Decrees publiced on 07.02.72 and 27.01.86. They make a distinction in 4 different type of building

  1. Small warehouses
  2. Vilas
  3. Bigger premises like school, hotels etc.
  4. Big building works like bridges etc.

As you will understand most of the time you will fall in Category II. Fees are normally on a gliding scale with the percentage going down as the total building estimate increases. It starts for example at 9,49% for small jobs worth €17.500 and will go down in percentage to 3,76% if the figure reaches € 500.000. For € 250.000 it will be 6,23%

All in all designing a house, having it submitted and having it approved may take longer than you anticipate or expect. Also when you are not here in the country see that you have good contact with and access to your architect or in many cases you most likely will use a project manager. If you have E-mail yourself it would be an advantage to choose an architect who has the same facility. This way it speeds up communication when you are abroad.

The procedure is normally as follows:

  1. Land has been chosen
  2. Selecting the right architect
  3. Maybe a topographical survey is necessary before the architect starts designing
  4. Architect makes sketch
  5. This will be discussed with the client, adjusted and sent to you again for approval
  6. Final design has been agreed upon
  7. Architect starts drawing up final plans to submit to local town hall
  8. Approval takes between 2 - 3 months (sometimes a bit longer sometimes a bit shorter),by law the 'Camara' has to answer within 60 working days.

Recently new legislation came into effect which will now speed up the above-mentioned procedure in certain cases. It applies to plots located in urbanizations (loteamento). Under this new ruling all plans can be submitted at the same time and the local time council now should approve them an license them within 21 (working) days. This of course is a great gain in time, although theory and practise may differ.

  1. Client or architect is notified of approval
  2. Within 6 months the architect has to submit what are called the " projectos de especialidades (specialised projects), like iron calculation, projects for drainage, water, electricity, thermo insulation etc.
  3. Again submission of these projects follows
  4. This could take again 2 -3 months
  5. Client again is notified and will get 1 year from day of notification to take out the building license.
  6. This license is normally valid for 1 year but one could apply for a lesser or longer period and the license can be normally extended only 1 time.
  7. Only then can the physical building start.
  8. If during the building process major alterations are integrated alteration plans have to be submitted and one has to go again through the whole planning consent procedure as described from 8 - 14

Making a project is labour intensive and involves a lot of projects:

  • The main projects architectural project
  • The iron calculation project
  • A water project
  • Project for sewage system
  • Project for central heating and gas
  • Electricity project
  • Telephone project
  • Sound, termic insulation and ventilation project

Different from what you maybe used to in your own country, the architect is normally not involved or in charge during the actual building unless you make special arrangements.

Algarve, Portugal, December 2002.

 

Date Inserted: 09 April 2003
Last Updated: 19 March 2005
 
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